Any adoption of a child through a birth mother arrangement is a stressful process for the prospective parents.

Beyond the usual worries that accompany a pregnancy, there’s the looming chance that the birth mother, upon delivering the child, will have a change of heart — and decide that she’s unable to give the child up, a heart-wrenching decision for all parties. But for a small percentage of people looking to adopt, there’s an even worse scenario: Adoption fraud.

Read more at Mass Mutual: Adoption’s Nightmare Scenario: Fraud – MassMutual