Everyone has a fingerprint, a voiceprint and other identification methods — but an individual “financialprint,” enabled by the Internet of Everything, has the potential to accomplish more than making positive IDs. Financialprints, or the collective pattern of financial transactions, have been used for decades for security when it comes to credit cards. But now banks are using your transactional signature to help predict fiscal well-being as well as to offer suggestions to optimize your financial position.

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