The 
dream of running your own business can be a powerful one. Unfortunately, it sometimes blinds people to the world’s ugly realities.
The odds of success aren’t great, of course — but even first time entrepreneurs know that on some level. Startlingly few of the ones who do make it think forward to their golden years, however, which could present a big problem when they’re ready to retire.
Because the initial steps in getting car insurance 
at a good price can be so frustrating, most people tend to ignore it once they have it. That could be costing them considerable sums of money each year.
While it’s easy to mistake auto insurance as something that’s a relatively fixed cost, it’s not. It can be lowered — often easily — to help you save money, the Insurance Information Institute says. Your savings will vary greatly depending on your driving record, vehicle and location, but it could add up to hundreds of dollars per year.
Chris Morris: Journalist 